We plan the savings, investments and taxes of families and founders in Chicago.

Services

Retirement planning

A clear income plan for life after work.

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Investment management

Portfolios built around your goals and your risk.

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Tax planning

Fewer surprises in April, more kept each year.

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Family and estate

Protect what you built for the next generation.

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Business owners

Planning for founders, from payroll to exit.

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Cash flow

A monthly plan that fits the way you live.

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CalculatorMove the sliders to compare a few futures. Assumes a steady yearly return before fees and tax. An illustration, not a forecast.

$150,000 today and $1,500 a month at 6.0% for 20 years could grow to $1,189,592.

Saved today$150,000

Added each month$1,500

Years20

Yearly return6.0%

With growthPaid in

TodayYear 5Year 10Year 15Year 20

$510,000 paid in$679,592 growth

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How we work

A first call

Thirty minutes to understand where you are and what you want. No cost and no obligation.

Your written plan

Within two weeks you receive one plan for savings, investments, taxes and insurance.

Quarterly reviews

We meet four times a year, adjust the plan and show every fee in plain language.

Team

Each household works with one lead planner and the same small team.

Helena Wray

Founder and senior planner

Julian Osei

Investment advisor

Mina Takeda

Tax specialist

Insights

All insights

A simple way to review your year

Oct 8, 2026

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Teaching children about saving

Sep 17, 2026

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What higher rates mean for you

Aug 26, 2026

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Start with a thirty minute call. We reply within one working day.

Book a first call